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Finance
Reliable financial recommendations and information for business and personal managment.
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US $229.94
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US $2.71
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Help with hmw (personal finance)!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!?
jim just found a job with a take home pay of $1,000 per month. he must pay $450 for rent and $100 for groceries each month. he also spends $100 per month on transportation. if he budgets $50 each month for clothing, $75 for restaurants and $50 for everything else, how long will it take him to accumulate savings of $700A 2 monthesB 4 monthesC 6 monthesD 8 monthes
Looking for a good personal finance program?
Im after a personal finance software that is compatible for UK banking. Any Ideas? Microsoft money and quicken are not supported in the uk anymore.isent mint.com just for the USA?Athel, ive looked on that page but none of the info continues, look on the homepage, in the middle section it starts talking then thats it? u can not continue?
What is the difference between free personal finance site Mint and quicken money?
what are the cons pro for mint.is it safe?
What is personal finance?
I'm writing a paper for my personal finance class and im having a really hard time getting started.?
The topic is the cons of personal financial planning. can someone help me get started with some ideas please the teacher said to just write on the cons of personal financing. do you think writing about hiring a personal financier is the same. because i was thinking the same about there being no cons of doing it yourself
Assignment for personal finance-client scenario?
Client ScenarioPaul is a 45 year old single parent with a 5 year old son, Tom. He is a head chef in a CBD located restaurant. He loves his job as it pays reasonably well and gives him the opportunity to create his own dishes, which he really enjoys. For a number of years he has been collecting recipes and even had one of them published in the Australian Women s Weekly Best Ever Recipes book.Being the head chef already, Paul does not really have any prospects for further advancement within the current organisation. Paul has no immediate plans to change jobs and will be quite happy staying in the same role up until his planned retirement. Paul would like to retire in 15 years, when he is 60 and then his child would grow up.Paul is currently earning $70,000 pa before taxes. Given the nature of the industry, Paul does not expect significant pay rises in the next 10 years, but believes that his salary will at least keep up with inflation.The family can live on a budget of $35,000 per year for food, clothes, entertainment, minor housing costs, petrol, etc. However, this budget does not include his other major costs of car insurance $500 and the family s health insurance $1000. He currently does not have home owner s insurance but is considering one costing $300 pa.The home owner s insurance is for $200,000 with QBE Insurance Limited. Among his personal property is an antique jewellery collection worth around $10,000 that he inherited when his grandmother passed away a few years ago. His car, which is fully paid for, is a 2007 Mazda 6 Hatch currently valued at $25,000 and is insured comprehensively with CGU Insurance Ltd with $500. Paul does not believe he needs any personal insurance. He does not have any life insurance, and also not have any private health insurance. Paul owns a $250,000 town house and has a mortgage on it of $100,000 at a variable rate of 8 % pa. The loan has a remaining term of 20 years with monthly repayments. Paul wants the loan to be gone by the time he retires. He would like to renovate his unit within the next three years which should cost around $20,000 but will add at least $40,000 in value. He would also like to save towards a deposit for an investment property another similar townhouse within the next five years.Paul has a small parcel of direct shares valued at $20,000 which earn 5 % dividend per year as well as a $5,000 term deposit invested with a major bank, earning 6.5 %. Paul is not sure whether he should maintain these investments. He also has an ANZ saving account containing $20,000 and earning 1 % pa interest. He also has a cheque account with ANZ which currently contains $3,000 and earns zero interest.Over the recent years Paul has been concentrating on paying off the home loan, but now is not sure if he should be focusing on pumping money into 401 k instead. The employer contributes dollar for dollar up to 9 % of his salary. Paul has $150,000 accumulated in his 401 k so far. He would like to have a lump sum when he retires that is enough to cover his expected retirement living costs, which he believes will be close to $30,000 per year all inclusive, in today s terms . Paul feels that the 401 k will not be enough to get him the required lump sum, and he is considering if he should use his after tax money to set up an IRA. Paul is not sure how he can afford any additional contributions, as in the next 10 years he is planning to take holidays every two years that will each cost $2,000. He would also like to continue with his car changeovers every five years, which is expected to cost $15,000 net each time. Assumption Social Security Benefit accounts for 35 % of retirement expenditures.Paul wants to save for Tom s college by setting up a Coverdell Education Savings Account.Paul is not happy with his pension fund where his current 401 K are invested, as it has limited investment options and relatively low returns with the balanced investment option. Paul would like to change to a convenient platform that has a good selection of asset specialised funds that he can tailor to match his aggressive risk profile, even if it means paying higher fees. He would also like a similar investment platform for his non pension investments.You have been engaged by Paul as his financial planner and your role is to prepare a comprehensive Pre Retirement Financial Plan Statement of Advice for him based on the information provided.You are required to answer following questions 1.What is Paul s current situation including a table summarising what you consider to be the client s important details, balance sheet and income statement, including short comments on potential areas of concern with the client s current financial situation and investment strategies?2. What are the goals and objectives?3.How much more life insurance does Paul need to buy? What life insurance policy features would you look for? Do they have adequate health
What does default mean in personal finance terms?
Need help indicating a "last price" and "change" for my personal finance project?
I have to record stock prices on a chart over a period of 9 days for my personal finance project and I'm using Yahoo Finance. When I go to the stocks and view the " summary," it clearly shows the " Last Trade" and " Change" for that day which I need to indicate on my chart . However, I did not check the stocks every day and I'm instead just using the " historical prices" option. What would be the same thing as the " last trade" and " change?" I'm viewing the stocks for the period between April 21 and April 29, and it shows the Open, High, Low, Close, Volume, and Adjusted Close. If anybody could tell me if any of those are synonymous with " last trade" and " change" it would be very helpful Thanks
How can budgets help people to manage personal finance?
What is math and personal finance?
What personal finance records should we keep at home or in safety box?
I keep everything at home and a lot of it I did not need, but recently moved and somehow lost most of it. Yes, I certainly do blame myself....How many years of tax returns should we keep and where? i can only find 2 yrs back What documents should we have concerning our home title, deed of trust, etc . Where and how can I get copies of these docs that I need?
Has anyone used Quickbooks for personal finances or is it just for business?
What kind of mathematical skills are needed for personal finance?
i'm working on my maths project and i need to know what kind of mathematical skills are needed for personal finance.
Who has taken the college course Personal Finance and Investments? Is it easy? What is it about?
here is the description that's on the course bulletin. This one is offered in a community college.Course Name BUSAD 108Course Title Personal Finance and InvestmentsCourse Description This course is an integrated approach to personal finance focusing on practical financial decision making as well as the social, psychological, and physiological contexts in which those decisions are made. The student will examine the preparation for managing one's personal finances, including budgeting, borrowing, insurance, retirement investments, long term health care and home ownership.Credit Type Earned units for this course are applicable to an Associate Degree.Transferability Course credit transfers to CSU.It sounds like an interesting course but it sounds difficult.Have any of you taken a class like this one?
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