Insurance

Question: Need to start paying for own insurance. help?

(Posted by: INVULN on 2010-03-09 13:10:06)

So, im 19 almost 20 and im going to be graduating from college this semester, so naturally i have loans that will be due, but i also know that i will have to start paying my own insurances and all that because my parents wont be able to claim me anymore. my question is, how much roughly (average) would it be for health, car, and possibly life insurance?monthly, yearly, however it gets paid. i dont make a whole lot of money so i would like to know about how much it will be, so can figure out if ill be able to afford it all and to make a budget. i dont get any of those benifits at work right now, but i plan to become an apprenctice electrician next fall or spring, which im sure will handle the insurance costs but untill then im some what limited with money. thanks, any and all good help is appreciated Please no spam on how to make money, im happy with the job i have thanks

Posted by: mbrcatz on 2010-03-09, 14:03:57

Why in the world do you want life insurance? It could run you from $15 a month to $300 a month, depending on what kind and how much. Health insurance, if you're 20 and perfectly healthy, could run you somewhere between $70 a month and $200 a month, depending on what coverage you pick. Car insurance, will run you anywhere between $100 a month, and $1,000 a month, depending on where you live, your driving record, what kind of car you drive, and how much coverage you need on it.

Posted by: StephenWeinstein on 2010-03-09, 21:03:23

Car and health insurance do not cost the same, or even approximately the same, everywhere. They will cost either more than twice as much as in the least expensive places, less than half as much as in the most expensive places, or both. Health insurance is paid monthly and ranges from a few dozen dollars to several hundred, or even thousand dollars. Car insurance can be paid monthly, annually, or semiannually, and is much more expensive at you age than for someone even ten years older. Figure a few thousand per year. Life insurance is not needed unless you have children or a spouse.

Posted by: DONNA S on 2010-03-10, 00:19:09

I have met this sort of situation before,here HealthInsuranceIdeas.info is the resource I found helpful.

Posted by: Flower on 2010-03-10, 08:15:22

Unless you have a lot of health problems, why do you need health insurance? You can go to a community clinic or public health clinic like other people do. Car insurance for someone under 25 is around $1000 a year depending on what car you have. Health insurance costs around $250 a month for a young person like you. If you were staying in college full time you could stay on parents health plan. Does your employer offer any health insurance you can contribute toward, since that is the cheapest way to go.

Posted by: Mrs Jenn on 2010-03-10, 12:24:00

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