Insurance

Question: What kind of liability insurance is needed for a small business that makes park bench ads?

(Posted by: C on 2010-05-08 14:50:10)

Posted by: mbrcatz on 2010-05-08, 17:10:53

None is required by law, except workers compensation. But you'll have to check with your customers, to see what THEY require.

Posted by: Kor on 2010-05-08, 22:07:25

You may want to get public liability insurance, which you may already have in your office insurance package. public liability insurance covers any damage to the public, bodily or property, by your company products. It also covers any damage to the public, bodily or property, in your office premise, due to your negligence. If a delivery man comes into your office, trips over some randomly placed objects which is due to bad housekeeping, you may have to pay for his medical bills. If fire breaks out from your office and spreads to your neighbour, you are also liable for the damage. I am not sure how your product can do damage to the public but these are points and example for your considerations.